Lenme: Investing and Borrowing

Lenme: Investing and Borrowing

By Lenme Inc.

  • Category: Finance
  • Release Date: 2018-09-20
  • Current Version: 8.6.2
  • Adult Rating: 17+
  • File Size: 122.04 MB
  • Developer: Lenme Inc.
  • Compatibility: Requires iOS 15.0 or later.
Score: 4.27243
4.27243
From 34,576 Ratings

Description

Lenme app is the perfect tool helping in all connections between borrowers and investors. Get all the loans you need in minutes with total ease! We even allow users to continually increase their loan limit eligibility while requesting loans through the app until you are eligible for loans that can reach up to $5,000! And if you have an interest to invest in lending. Lenme is your perfect gate to earn some cash and generate very good passive income. With returns that can reach up to 40%! Benefits you can get for as low as $1.99 a month: - No credit score required, debt-to-income ratio, or paperwork hassle. - Creating your borrower profile and requesting a loan won’t take more than 10 mins! - Thousands of Investors will compete to offer the best rates and you will have the power to choose. - Get funds transferred to your bank account as quickly as the same day - With the new Balance Guard Feature you can now avoid any overdraft fees by and keep your balance safe from falling below a certain limit. Lenme has the perfect investing platform! - Diversify portfolio in a market with low volatility. - Easily select investments that suit the level of risk you’re comfortable with. - Enjoy withdrawing your earnings at no cost. - Investment assistance with Lenme predict service. - Invest in almost risk-free loans backed by Crypto as Collateral. - Lenme Predict technology will help you get a better analysis of Borrower's profiles and earn more money while investing wisely. Lenme has a new loan just for you - borrow up to $10,000 using your Crypto-Wallet as collateral. That's right! Borrowers Owning crypto can now connect their wallet to the app and request bigger limit loans. Investors can now earn up to $1,700 when funding Crypto-Backed Loans! Lenme is also offering what is beyond Lending and borrowing, Amazing Features: - Receiving up to $40 when you refer a friend to use Lenme - Saving money through our marketplace offering amazing discounts & offers on other brands you use on a daily basis. Lenme is a lending platform that connects people looking to borrow money with financial institutions, lending businesses, and individual investors looking to invest in the loan market. Users remain completely anonymous throughout the entire borrowing/lending process. For transparency and to encourage a fair and competitive market, the “feed” tab within the app allows users to see which loans are being funded and at what interest rate. Lenme offers a monthly/annual subscription through Apple Pay. LenmePredict, our machine learning algorithm, is a standalone product offered for lenders through Apple Pay for purchase either per-use or monthly/annual subscription. Subscriptions will automatically renew unless canceled within 24 hours before the end of the subscription period. You can cancel anytime via your iTunes account. Crypto-backed loans, our new product allows investors to fund cash loans backed by cryptocurrency owned by the borrower. Cryptocurrencies are used as collateral and maybe liquidated in case of default or sudden price drop of the held currency. Since our app is not directly involved in the lending decision, we cannot guarantee the interest rate borrowers will be offered. All borrowers have the option to request a loan on our platform for up to a 12-month repayment period, paid in installments. Lenders can offer loans for a minimum of 3% APR based on the credit score and their own criteria. The lending decision is based on multiple factors viewable on our app, including credit, income, and cash flow analysis. A representative example of the total cost of the loan, including all applicable fees: If you borrow $1,000 over a term of 1 year with an APR of 12% and an origination fee of 1%, you will pay $89.75 per month. The total amount payable will be $1,076.96, with a total interest and fees of $76.96. For more information, see our Terms of Use and Privacy Policy. https://lenme.com/privacy-policy/ https://lenme.com/term-of-use/

Screenshots

Reviews

  • Lending

    5
    By ohioisme
    Easy to use
  • Good Luck!!!

    1
    By ScooterWM23
    This is by far the worst lending app currently available! The positive reviews have to be either internally submitted by Lenme employees or people who are paid off. If you are in need of funding quick, you better look elsewhere! Your request will sit and sit with no offers!! For the developers- there’s a common theme among the majority of your bad reviews. Why do you think it’s a good idea to not allow anyone to cancel a request until the loan expires in 30 days? The app will only allow you to cancel a loan request until you have more than one offer or it’s been 30 days. Not a smart business move! There’s clearly a lack of lenders and I’m sure there’s plenty of reasons why. You have been NO help for a lot of people. I’m now on my 3rd month in a row without a single offer! I’ve even reached out to customer support numerous times and they are no help. All they do is restate the same garbage about having to wait 30 days. Change is needed now or I don’t see anyway you’ll be able to sustain this business. I’ll be looking elsewhere for my lending needs!
  • State not offered

    1
    By Noahldavid
    Apps like these shouldn’t be on the market if not offered in region of area, huge waste of time.
  • No Funding

    1
    By gordo6322
    Been waiting 2 months for an investor. A total waste of time
  • Non-Responsive to Loan Request

    2
    By D0ntw0rryab0utit87
    The app is easy to navigate and pretty straight forward. I’m not sure what makes investors want to lend you money quicker, cause I requested $200 nearly 2 weeks ago and I haven’t received any offers. But it seems like it’d work.
  • Rate

    5
    By MuneyShark
    It’s a good app even tho I wasn’t able to get the cash advance it’s a cool app
  • In need

    5
    By The Worst Ever By Far!
    Great platform for when in need of funds for f any sort.
  • Okay App, Could Be Better

    3
    By TayyMonique
    This app has potential to be better. I was able to get a loan once relatively quickly. I tried getting another one and they’ve been “looking for investors” for 2 weeks while others have been getting loans for the same amount I requested. They should really let you submit a new request or cancel the initial one if you don’t receive any offers. They say the request is valid for 48 hours but if you don’t receive an offer it sits there for 30 days, instead of letting you submit a new one. Makes no sense.
  • Great app

    5
    By Brianhorn1
    It is a great app! And excellent opportunity for both borrowers and and lender. If you are borrowing near in mind that the better the terms for the lender the easier it is to get a loan!
  • Need help

    5
    By Becmonchu
    Please help me

Comments

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