Ditch: Pay Off Debt Faster

Ditch: Pay Off Debt Faster

By Ditch Technologies

  • Category: Finance
  • Release Date: 2023-09-14
  • Current Version: 1.5.8
  • Adult Rating: 17+
  • File Size: 78.81 MB
  • Developer: Ditch Technologies
  • Compatibility: Requires iOS 15.0 or later.
Score: 4.82074
4.82074
From 2,633 Ratings

Description

Debt sucks, but paying it off doesn't have to. With Ditch, every purchase you make brings you closer to debt-free. No stress, no spreadsheets, and no overthinking. Just effortless Payoffs that chip away at your debt while you live your life. Ready to take control of your financial future with Ditch? Try Ditch free for one week. Here’s how Ditch makes debt-free living possible: - Roundups to Debt: Send roundups from your purchases directly to your loans. Every spare cent counts! Add a boost to amplify your impact and watch as automated Payoffs chip away at your debt in the background. - Smart Debt Tracking: See all your loans and progress in one place. Track balances and payments, and get personalized recommendations. - AI Financial Assistant: Get tailored insights and answers about debt, spending, and budgeting whenever you need them. - Debt-Friendly Budgeting: Learn where your money is going, and find easy ways to save and pay off debt faster. - Secure & Private: Your data belongs to you, always. Delete anytime with no strings attached. Why Ditch? Debt doesn’t have to define you. Let Ditch turn small steps into big results, bringing your debt-free future closer with every transaction. Popular Use Cases: - Automate spare change to pay off student loans. - Track and pay down credit card debt effortlessly. - Plan for a debt-free life with easy budgeting and smart AI tools. - Start your debt payoff journey today—download Ditch and take control of your finances. Privacy & Terms Your security matters. Access our privacy policy at https://ditch.io/privacypolicy and terms of service at https://ditch.io/termsofservice. By downloading this app, you agree to Apple's standard Terms of Use, which you can find here: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ You can find our privacy policy at: https://ditch.io/privacypolicy And our terms of service at: https://ditch.io/termsofservice By downloading this app, you agree to Apple's standard Terms of Use, which you can find here: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Reviews

  • It’s the real deal

    5
    By Kpoj
    I saw this and was skeptical. Well over the last two weeks o have paid nearly 200 off One of my cards
  • $79 a year

    1
    By Acafassoram
    Yup it’s not free or low cost
  • The greatest payoff tool

    5
    By Big C-26
    I found ditch through a Facebook add & the entire principle is great, for every single debit card transaction from a coffee to Amazon to getting gas that goes through my card the rounding up to the nearest $1 gets placed into my ditch account and it is automatically sent after a certain dollar amount $30 is sent as payment to whichever credit bill or loan that I need to payoff. This has already been saving me the no stress option to not have to worry about generalized payback payments by me whenever I have a few bucks extra.
  • Not compatible

    1
    By rickybobby140302!
    Would have loved to use this app one star because I’m disappointed that none of my accounts can link because they’re not eligible to be paid off with a 3rd party app. So for me it’s useless.
  • Keeps money

    1
    By Kelleyinkdfup
    Total scam
  • Awful!

    1
    By Debt_relief_101
    First they have hidden fees they don’t disclose until you subscribe. Every transaction cost $1. So you are paying monthly access to the SaaS then get charged a $1 for every payment they make to one of your credits, which discourages frequent payments. Second the first recommended account they pushed for me to make Payoffs on was an account that was paid off and closed two months back and had a $0 balance. The funds got stuck in limbo hell. Third and worst of all, they offered to refund the Payoff that got stuck in limbo via a third party FinTech app that was requiring me to pay a $250/ year annual subscription to claim the refund. Fortunately my bank did a chargeback on the payoff. Truly an awful experience and it’s riddled with AI slop to top all of that off.
  • Great Idea

    1
    By Ann namous
    Great idea for an app, but costs either $12.99 per month OR $79.99 annually. Someone who is paying off debt won’t want to pay that lol
  • Jags Pooh

    5
    By Jags pooh
    I have t used yet but I hope it works
  • Ditch makes Deb payoff enjoyable

    5
    By Coachvilla
    I’m actually really surprised at how much I love this app. It does everything I’ve been wanting to do to really tackle my debt and get a hold of us spending and finances and budgeting. I am obsessed. The fact that I can actually make money in the app to pay off debt is the biggest added bonus I could ever imagine. Automating everything is a gift and a blessing and I just can’t stop talking about this app.
  • A debt help

    5
    By JJJMMMEYERS
    I am enjoying this app. You can too. Download it today and give it a try.

Comments

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