PocketGuard・Money&Bill Tracker

PocketGuard・Money&Bill Tracker

By PocketGuard, Inc.

  • Category: Finance
  • Release Date: 2015-01-07
  • Current Version: 5.10.1
  • Adult Rating: 4+
  • File Size: 107.37 MB
  • Developer: PocketGuard, Inc.
  • Compatibility: Requires iOS 14.0 or later.
Score: 4.61767
4.61767
From 7,109 Ratings

Description

PocketGuard is a budgeting app for people who want to be on top of their money. Personal finance is made simple by smart algorithms, which means budgeting with PocketGuard is so easy that you don't have to spend your entire life crunching numbers. We take care of all the routines like expense tracking and bill monitoring so you can clearly focus on money management operations. Always know what's in your pocket! A budget is a difference between income and expenses. If it's positive - you're doing well. In any other case, the budget is unbalanced and needs attention. This is where the "Leftover" feature takes action. How much disposable income do you have after paying your bills, saving for your goals, and setting aside enough money for needs and wants? The PocketGuard budgeting app does those calculations for you! Always know the actual safe-to-spend amount so you can fit your monthly budget. Comprehensive analytics! Budget and expense tracking are just a part of the story. If you wanna do money management the right way you need to learn from the data you track. PocketGuard's budgeting app provides you with various reports to let you see personal finances from different angles. Learn about your spending habits, make necessary adjustments, and optimize your monthly budget. Bill tracker and subscription manager! You can use PocketGuard as a bill organizer. Once you connect bank accounts the app starts working as a finance tracker. All your bills and subscriptions will be identified automatically and included in your monthly budget. The bill organizer will help you never miss the due date again. PocketGuard bill organizer gives you an easy way to negotiate better rates with your provider. So you can optimize your budget by cutting costs on services you use. PocketGuard subscription manager will help you to find subscriptions you might have forgotten about. This is another money management trick - stop paying for services you no longer need. Set and reach your financial goals! Goals are a key concept of budgeting. As was mentioned before, expense tracking is just a part of the story. Personal finance is made of goals. Let's say you want to spend less on shopping or save more for vacation. These are financial goals. The PocketGuard budget app gives you all the necessary tools to set them properly. Set up your debt-payoff plan! Nobody's perfect and almost anyone has debt to pay off. The question is: do you have a plan? Connect all your credit and loan accounts and we'll show you the way to a debt-free future. Our smart algorithm calculates the most profitable debt repayment strategy so you'll save hundreds or even thousands by paying less in interest! BANK-LEVEL SECURITY We use the same 256-bit SSL encryption as all major banks to ensure your sensitive information is safe and sound. The PocketGuard app also uses PIN codes and biometrics, like Touch ID & Face ID, as an additional security layer. PocketGuard connects to U.S. and Canadian financial institutions only. PocketGuard offers a premium subscription - PocketGuard Plus - which gives you access to additional features and is not required to use PocketGuard. PocketGuard Plus subscription lengths and prices: Monthly - $12.99* / month Annual - $74.99* / year Prices are in U.S. dollars, may vary in countries other than the U.S., and are subject to change without notice. If you choose to purchase PocketGuard Plus, payment will be charged to your iTunes account. Subscription automatically renews unless auto-renewal is turned off at least 24 hours before the end of the current period. Auto-renewal may be turned off at any time by going to your settings in the iTunes Store after purchase. Any unused portion of a free trial period will be forfeited if you purchase a different subscription plan. Privacy Policy: https://pocketguard.com/privacy/ Terms of Use: https://pocketguard.com/terms/

Screenshots

Reviews

  • Still having issues…

    2
    By Mk1115
    I bought the year subscription. It worked for about a week and now none of my accounts are syncing. Makes this totally unusable. And I have to wait 2-3 days to get a response from anyone at PocketGuard. Why do you not have a customer service number???
  • 2 years

    5
    By Ish44
    This app was recommended to me by a financial advisor. I have been using it diligently. One of my favorite things is the responsiveness of the customer service. I also love how new features add value to the functionality of the app.
  • Keeps improving

    5
    By Juatin Bongard
    I was a power user of Mint.com and at first this app was disappointing, but they regularly release updates with gradual improvements. They have sent me surveys and respond to me about what I said in them. I definitely feel they are trying to make this a great product, and I definitely recommend it now.
  • Unreliable

    1
    By vanow2k
    Transactions appear and then disappear, and I get an error when I try to categorize them. These issues make it impossible for me to continue using the app.
  • Great App - Made a Great Choice

    5
    By #9krpm
    Best bang for the buck out there. Lifetime subscription vs the others and monthly/annual fees. Customer support has been great from Ivan and his support staff. Any time I have asked for support, they are prompt to respond (within 24 hours). Lucky for me, my suggestions have come through - namely the rollover on budgets for over/under. A little clunky at first, but after you get the hang of it, no problem! Some account synching can be a pain. T Rowe will disconnect and then reconnects after I get the text for verification. But I’ll take the safety in place. Updating balances and accounts is quicker than Empower. Accuracy has been very good. The only thing I don’t like, RH only syncs up the cash available in accounts and not total assets. Ivan and team have responded and nothing they can do on their end at the moment. So, I have to place a cash account for the value of holdings based on Plaid/integrating system. Hope it gets worked out as in other apps such as Empower. Thank you PG team!
  • Easily the best

    5
    By Billy Bob May
    Worth every penny. Easily the best app and I’ve tried all of them.
  • forced subscription

    1
    By Jibskshsonsb
    you used to be able to use this app for free but now you’re forced to choose a subscription plan if you already had an account before. The only options other than that is contact support, log out, or delete profile. no where does it say that you data will be deleted along with it. this was a great app without the subscription which is honestly one of the reason i downloaded it. it does help a lot with budgeting but $13 a month isn’t worth it let alone $75 for a whole year when the whole point is for me to save money.
  • No Longer Free

    1
    By RyanSuplee
    The app used to have a paid subscription and a free subscription for those with only two external accounts. Now they require a subscription regardless without warning and no option to delete my data. Would recommend avoiding.
  • Great app

    5
    By tree9854
    Now that they include roll over budgets it’s exactly what I need
  • Great app

    4
    By kenton kirk
    It’s a lot to take in at first but after a month or two of it tracking your expenses and making sure you catagorize things in a way that makes sense to you consistently it will become a very helpful tool to have to keep you on track. I am a buyer of the premium on this app but I waited to write this review until after buying it to make sure I experienced both types of the app. In my personal opinion the premium is worth it.

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