YNAB

YNAB

By You Need A Budget LLC

  • Category: Finance
  • Release Date: 2015-10-20
  • Current Version: 26.38
  • Adult Rating: 4+
  • File Size: 155.55 MB
  • Developer: You Need A Budget LLC
  • Compatibility: Requires iOS 18.0 or later.
Score: 4.78658
4.78658
From 61,854 Ratings

Description

Have you ever worried about money? You are not alone. Download YNAB, get good at money, and never worry about money again. “We started YNAB January 1st with $37 saved and ended the year with $42,000. Plus we paid $14,000 cash for a new roof.” -Kyle, YNAB user since 2020 Start your free 30-day trial and stop feeling like you’re bad at money. “YNAB has removed the stress of money from my life and in doing so has helped make me a better husband. It's like I got to remove a personal flaw I had never been able to fix." -Kyle, again. We didn’t even pay him to say this, but maybe we should. Why YNAB? -92% of YNAB users report feeling less stressed about money since starting. -The average user saves $600 in the first month, and $6,000 in the first year. “A year of YNAB costs less than a massage and is a heck of a lot better for reducing stress.” -Kat, YNAB user since 2016 Benefits and Features STOP ARGUING ABOUT MONEY …and start planning your life, together -Create and share unlimited plans with up to six people with one subscription -Real time updates between devices make it easy to keep everyone informed -Cheaper than couples counseling STOP DROWNING IN DEBT …and start seeing progress with your paydown -Make a plan to pay down debt by calculating time and interest saved with the Loan Planner -Avoid new credit card debt with YNAB’s clever built-in spending categorization feature STOP FEELING DISORGANIZED …and start feeling totally in control -Securely link financial accounts to automatically import transactions -Easily add transactions manually, if you prefer -Ask Siri to update your plan or provide expense category balances on the go START REACHING MORE GOALS …and stop thinking your future is limited -Keep your priorities and goals in focus -Visualize progress as you go -Watch your net worth climb START SPENDING CONFIDENTLY …and stop feeling guilt, doubt, and regret -Calculate your “Cost to Be Me” -Make a flexible, proactive spending plan -Always know how much you have to spend START FEELING SUPPORTED …and stop feeling like you’re alone in this -Talk to our “freakishly nice” award-winning support team (don’t tell them we called them freakish) -Become part of our community of genuine, amazingly supportive people who get it -Attend one of our live events to learn, share, play, and grow with like-minded getting-good-at-money people The first step of never worrying about money again is starting a free 30-day trial. Are you ready to get good at money? (You seem ready! And we already really like you, so please join us.) Free for 30 Days, then Monthly/Annual Subscriptions Available Subscription Details -YNAB is a one-year auto-renewable subscription, billed monthly or annually. -Payment will be charged to your Apple Account at confirmation of purchase. -Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. -Account will be charged for renewal within 24-hours prior to the end of the current period. -Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase. -Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable. YNAB is an agent of Plaid Financial Ltd., an authorised payment institution regulated by the Financial Conduct Authority under the Payment Services Regulations 2017 (Firm Reference Number: 804718). Plaid provides you with regulated account information services through YNAB as its agent. Terms of Use: https://www.ynab.com/terms/?isolated Privacy Policy: https://www.ynab.com/privacy-policy/?isolated U.S. State Privacy Notice: https://www.ynab.com/privacy-policy/state-privacy-notice?isolated

Screenshots

Reviews

  • Great execution except for reports

    4
    By Jtwbru
    This app is beautifully designed, is fast and syncs flawlessly across my family’s devices. The only major downsides are 1) everything is modeled around monthly budgeting (biweekly budgeting isn’t supported strictly speaking) and 2) the reports are very minimal.
  • Grateful

    5
    By tie_ekarl
    I’m grateful for this budgeting app. It has made managing money so much easier. There are times I get behind and with access to import transactions I can always stay up to speed with my finances.
  • Meh

    2
    By Elune12356
    I have a strict budgeting system that I do mentally. None of these budgeting apps are good enough. They are either lacking important features that help with organization or they over complicate budgeting like YNAB.
  • App

    1
    By Whiskey Jess
    Syncing for bank is extremely slow and doesn't update. Sometimes days later and still doesn't update the right amounts and never matches your bank account! Don't buy not user friendly either!
  • Super Capable Budgeting App

    5
    By Happy Budgeter2026
    This is the best subscription I have. YNAB helps my wife and me know exactly where our money is and what we can and can’t spend. It has a steep learning curve, but it is totally worth it. Give it 3 months. It’s not easy, but it transforms your relationship with money. You feel so much better spending money because you know you can. It is a budgeting app that’s built for real life.
  • New UI is Terrible

    2
    By Bamagal809
    Please change the UI back to how it was. The buttons are not intuitive and it’s actually more clicks to enter a transaction. I don’t why you all keep changing the product to make it worse. It was fine a couple years ago, and now it seems like each update is a downgrade. Won’t be renewing my subscription unless you can fix it back
  • Year later update

    5
    By Oliver6713
    Same satisfaction as last post. I started YNAB & just did not grasp how it worked. Finally after 3 months walked away. Then 3 months later opened it up & started new. It is a hard concept @ first but after 3 more months & now 6 months I have a great budget that allows me peace of mind for now - future & not living paycheck to paycheck. Just remember Rome was not built in a day.
  • Good app overall, needs more data

    4
    By NoNickname1616
    I like this app overall. Makes it easy to track expenses and makes budgeting easier. However, I often find it is lacking in retrospective data. “How much money did I spend this month in xy or z category, and how does that trend over time?” Technically, this data is possible to pull (at least some of it), but it’s not easy and it’s not part of the budget plan itself. I wish it was easier to access. But overall, if you struggle to budget, this is a helpful tool.
  • Do you ever listen to your users?

    1
    By marktaylor22
    STOP making all of these stupid visual changes. I did not sign up with YNAB for you to change all the visual flags every single week. By far, this app is the worst app I have ever used. I only use the desktop app because the app that you force upon us is so badly designed that it is inferior to my workflow. Rather than ask us for ideas about what we would like to see, why don’t you just roll back all of the changes you’ve made over the past five years?
  • The best

    5
    By Kate To
    I love this app. I have a clear picture of my financial situation.

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