YNAB

YNAB

By You Need A Budget LLC

  • Category: Finance
  • Release Date: 2015-10-20
  • Current Version: 26.20
  • Adult Rating: 4+
  • File Size: 148.75 MB
  • Developer: You Need A Budget LLC
  • Compatibility: Requires iOS 18.0 or later.
Score: 4.78989
4.78989
From 60,329 Ratings

Description

Have you ever worried about money? You are not alone. Download YNAB, get good at money, and never worry about money again. “We started YNAB January 1st with $37 saved and ended the year with $42,000. Plus we paid $14,000 cash for a new roof.” -Kyle, YNAB user since 2020 Start your free one-month trial and stop feeling like you’re bad at money. “YNAB has removed the stress of money from my life and in doing so has helped make me a better husband. It's like I got to remove a personal flaw I had never been able to fix." -Kyle, again. We didn’t even pay him to say this, but maybe we should. Why YNAB? -92% of YNAB users report feeling less stressed about money since starting. -The average user saves $600 in the first month, and $6,000 in the first year. “A year of YNAB costs less than a massage and is a heck of a lot better for reducing stress.” -Kat, YNAB user since 2016 Benefits and Features STOP ARGUING ABOUT MONEY …and start planning your life, together -Create and share unlimited plans with up to six people with one subscription -Real time updates between devices make it easy to keep everyone informed -Cheaper than couples counseling STOP DROWNING IN DEBT …and start seeing progress with your paydown -Make a plan to pay down debt by calculating time and interest saved with the Loan Planner -Avoid new credit card debt with YNAB’s clever built-in spending categorization feature -Enjoy the benefits of a debt-paying community and resources STOP FEELING DISORGANIZED …and start feeling totally in control -Securely link financial accounts to automatically import transactions -Easily add transactions manually, if you prefer -Ask Siri to update your plan or provide expense category balances on the go START REACHING MORE GOALS …and stop thinking your future is limited -Keep your priorities and goals in focus -Visualize progress as you go -Watch your net worth climb START SPENDING CONFIDENTLY …and stop feeling guilt, doubt, and regret -Calculate your “Cost to Be Me” -Make a flexible, proactive spending plan -Always know how much you have to spend START FEELING SUPPORTED …and stop feeling like you’re alone in this -Talk to our “freakishly nice” award-winning support team (don’t tell them we called them freakish) -Join workshops and attend live Q&A sessions -Become part of our community of genuine, amazingly supportive people who get it -Attend one of our live events to learn, share, play, and even get tattooed with like-minded getting-good-at-money people. (Seriously.) The first step of never worrying about money again is starting a free one-month trial. Are you ready to get good at money? (You seem ready! And we already really like you, so please join us.) Free for 30 Days, then Monthly/Annual Subscriptions Available Subscription Details -YNAB is a one-year auto-renewable subscription, billed monthly or annually. -Payment will be charged to iTunes Account at confirmation of purchase. -Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. -Account will be charged for renewal within 24-hours prior to the end of the current period. -Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase. -Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where applicable. You Need A Budget UK Limited is acting as an agent of TrueLayer, who is providing the regulated Account Information Service, and is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference Number: 901096) Terms of Use: https://www.ynab.com/terms/?isolated Privacy Policy: https://www.ynab.com/privacy-policy/?isolated California Privacy Policy: https://www.ynab.com/privacy-policy/california-privacy-disclosure?isolated

Screenshots

Reviews

  • Great Budgeting App

    5
    By Learning a lot
    Long time user of YNAB for zero based budgeting. Love it. Happy with the continuous improvement, and lately the feature that enables me to share with my children so they can own and manage their own budget in YNAB.
  • Useless, confusing updates pushed out constantly that change the layout and functionality

    1
    By Full_of_Grace
    Unfortunately I have to update my YNAB review again. User since 2019, preached the YNAB way to dozens of my friends and used it to get out of debt. This company does not value user feedback, user experience, or its employees. I thought being a beta tester would help shape the direction of the app, but they don’t even send major UI updates to the beta testing pool before shoving them into the official app. In the past 1 year they have pushed several major, confusing updates to the app layout and interface, where each one has changed the location of buttons (right side to left side), the flow of major tasks (opening to a home page instead of the budget), and required more clicks (half of the transaction screen options hidden by a “See More!” tab). Entering a transaction is the backbone of daily use, but has been made more difficult and time consuming. Many changes were obviously flawed in ways that proper beta testing feedback could have prevented (for example, extremely poor color differentiation between future and past transactions), but since user experience isn’t a priority, they ended up rolling back and fixing these issues after they were released to the general user base, causing more updates and layout/color changes that were completely unnecessary. They have not added popular requests such as spending reports that users have requested for over 10 years. There used to be “Four Rules” of the YNAB method, but they quietly removed those and replaced them with gimmicky made-up words such as “spendfulness.” YNAB spent several years building up an online community for users to interact and teach each other, but they just inexplicably fired some of their most popular social media staff and class trainers with 3 hours notice - after sending us an email survey asking how we feel about using AI in our budgets. Apparently there is a new CEO, and I think the shutdown of their main competitor Mint has given them a god complex. All major signs of active ensh*ttification are blinking red, as they destroy all of their community goodwill for the sake of some arbitrary user engagement metrics. It’s the perfect example of the antisocial rot festering within tech companies these days.
  • Change it back!!!

    1
    By Bummer5150
    I’m really disgusted with the update. I have been a YNAB user for a decade. I really hated giving up my YNAB Classic but stuck with it. This latest version is absolutely trash.
  • UI continues to get worse

    1
    By Nicholastmanning
    Every update is worse. More and more clicks. More things hidden. Less intuitive. Ads popping up. Very frustrating as a longtime user to constantly get worse and worse UI updates
  • Price hike HORRIBLE updates

    1
    By Amir Abyaneh
    They doubled the price - shady shady shady - move to something else. Constant updates that make the Product worse. You have to click a separate screen to CLEAR a transaction. HORRIBLE RUN AWAY CHOOSE SOMETHING ELSE
  • Mobile app is not great

    3
    By kjroehm
    I use the desktop version on YNAB, way simpler and easy to use. The mobile version gets constant updates and seems to just be getting worse.
  • Not worth the money

    1
    By NinjaJC247
    App is going downhill. Lake of reporting and forecasting make this a no go. They are refusing to modernize to a modern formula with real world needs like alerts and credit card data like utilization of debt pay off options for multiple debts at the same time. Honestly I recommend investing in another app that staying with the times instead of putting lipstick on a pig.
  • The app is no longer worth it! Pop up ads in paid sub? Nope!!!

    1
    By Hilly52016
    What happened to YNAB? It’s not the same app anymore! UI changes that makes things more difficult, increasing subscription prices, and now POP UP ads in a $130 subscription. Nope - not having it. I’m going to zero out my YNAB subscription category and find something that will work for my Actual Budget!
  • Gone downhill & showing now ads

    1
    By ElJeffeBezos
    Been a YNAB subscriber for nearly a decade. A simple app that performed exactly what you wanted has become bloated and laggy, not to mention a massive pain to use & navigate. The UI, and therefore the UX, has changed drastically for the worse. Just get back to your roots. And don’t ever show another cross-sell notification advertising the CEO’s new “book”. I pay for this app, I don’t want to see ads of any kind
  • Life changing

    5
    By Badbutternutsquashagain
    I worried about money before YNAB all the time. Now I don’t. I just know what I can spend and then I do, unless I change my mind.

Comments

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